utilization of credit

См. также в других словарях:

• Credit score (United States) — A credit score in the United States is a number representing the creditworthiness of a person, the likelihood that person will pay his or her debts. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential… …   Wikipedia

• Credit history — This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score (United States). Credit history or credit report is, in many countries, a record of an… …   Wikipedia

• Credit Utilization Rate — An input used in determining a person s credit score. It is the amount of outstanding balances on all credit cards divided by the sum of each card s limit, and it s expressed as a percentage. For example, if you have a $2,000 balance on one card… …   Investment dictionary

• Utilization Fee — An annual fee assessed by a lender against a borrower. The fee is based on the amount of credit actually used by a borrower in a revolving line of credit or term loan. The fee is based on the actual amount of funds that is used from a line of… …   Investment dictionary

• Credit Control — Banking A series on Financial services …   Wikipedia

• Low-Income Housing Tax Credit — The Low Income Housing Tax Credit (LIHTC; often pronounced lye tech ) is a tax credit created under the Tax Reform Act of 1986 (TRA86) that gives incentives for the utilization of private equity in the development of affordable housing aimed at… …   Wikipedia

• Earned income tax credit — The United States federal Earned Income Tax Credit (EITC or EIC) is a refundable tax credit. For tax year 2007, a claimant with one qualifying child can receive a maximum credit of $2,853. For two or more qualifying children, the maximum credit… …   Wikipedia

• Lease Utilization — A financial ratio that measures how much a company uses leasing arrangements to acquire its fixed assets. Utilization ratios come in two types, which correspond with operating leases and capital leases respectively: operating lease utilization… …   Investment dictionary

• National Center for Agricultural Utilization Research — The National Center for Agricultural Utilization Research (NCAUR) (sometimes still called the Northern Lab) is an United States Department of Agriculture laboratory center in Peoria, Illinois. The Center researches new industrial and food uses… …   Wikipedia

• Fair Credit Reporting Act — ( FCRA) Consumer protection legislation enacted in 1968 as part of the Consumer Credit Protection Act to ensure that the banking system in the United States would have a reliable credit reporting system. The stated purpose of the Fair Credit… …   Financial and business terms

• consumer — /ksnsfyjuwmsr/ One who consumes. Individuals who purchase, use, maintain, and dispose of products and services. Users of the final product. A member of that broad class of people who are affected by pricing policies, financing practices, quality… …   Black's law dictionary